Live
CuratorWatch
Utorg (UAB Utorg) is an EU-based, licensed fintech company providing crypto on/off-ramp infrastructure, stablecoin orchestration, and crypto-linked cards.
Not rated — live book below the materiality threshold. Expected loss still shown below.
New curator — short on-chain track record. This grade leans on structure and peers more than realized history, so expect it to be volatile and move as the book seasons.
Loss axis only (yield/fees excluded). Curator-level Expected Loss, TVL-weighted across the live book. v1 (curatorwatch-risk-methodology-v1.md), schema 1.0.0 · model 4b840ab · updated 2026-07-06.
Daily closing AUM from CuratorWatch snapshots — hover for any day. History begins when tracking began, not at the curator’s inception.
| Deal | |||||||
|---|---|---|---|---|---|---|---|
| Utorg USD Yield | USDC | morpho | C+ | $24.65K | 7.74% | 0% | — |
EL grade is the vault’s Expected-Loss rating from CuratorWatch’s loss-anchored model — the annual loss an LP should expect (probability of loss × severity), graded A+ (lowest expected loss) through E. Hover a grade for the modeled bps/yr and confidence interval; “—” means not yet rated. Deal links open the deposit flow for vaults this curator currently offers through Turtle, with TVL and APR pulled live from the opportunity.
Healthy liquidations repay lenders in full; bad debt is the loss signal. Full event detail lives in the Liquidations lens.
TVL fell 41.3% in 24h ($42.0k → $24.6k). Significant capital outflow detected.
TVL fell 19.2% in 24h ($51.9k → $42.0k). Monitor for continued outflows.
TVL fell 32.6% in 24h ($77.0k → $51.9k). Significant capital outflow detected.
TVL grew 3651.0% in 24h ($2.1k → $77.0k). Strong capital inflow.
TVL grew 95.1% in 24h ($1.1k → $2.1k). Strong capital inflow.
Capital inflow of $1000 (98.5% of vault TVL) into Utorg USD Yield. Strong growth signal.
Users with positions across multiple vaults